Ames National vs First Northern Community Bancorp
Ames National and First Northern Community Bancorp are similar in size: $66.8m and $73.6m of revenue in their latest fiscal years. Ames National grew faster (21.9% against 4.5%). First Northern Community Bancorp kept more of each dollar of sales as profit: a net margin of 28.7% against 28.5%.
| Latest fiscal year | Ames NationalATLO, 2025 | First Northern Community BancorpFNRN, 2025 |
|---|---|---|
| Revenue | $66.8m | $73.6m |
| Revenue growth | 21.9% | 4.5% |
| Net income | $19.0m | $21.1m |
| Operating margin | — | — |
| Net margin | 28.5% | 28.7% |
| Return on equity | 9.9% | 10.9% |
| Free cash flow | $20.7m | $5.2m |
| Cash | $127m | $146m |
| Total debt | $18.4m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.60 | — |
| Dividend yield | 2.6% | — |
| Share buybacks | $1.7m | $4.7m |
| Employees | 260 | 204 |
| Market value | $302m | $287m |
| Price vs our value range | — | — |
| Moat score | 67 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 17 buys, 0 sales | 18 buys, 11 sales |