Saving, investing, tax wrappers and retirement — what the latest changes and data mean for your money, explained plainly.
Explainer
US mortgage rates opened the week lower, Goldman Sachs expects a weaker housing market, and a reader is resolved to rent for life. The practical question underneath: buy, refinance or rent, and how to decide on what you control rather than a forecast.
Explainer
US investors are being sold more income and more ways to trade: monthly payouts from covered-call funds, fat dividend yields, round-the-clock options. The question behind the pitches: what does a yield actually measure, and what does reaching for it cost?
Explainer
Five US retirement stories, from a sceptical 25-year-old to a couple weighing a $15,000-a-year policy, point to one question: across a retirement that can last decades, where does your attention actually pay off? These are the choices, the trade-offs and the traps.
Explainer
Four recent US retirement stories trace one arc: the pot you build, the tax you pay to use it, the late-life care costs that can drain it, and the life it is meant to fund. The account names are American; the trade-offs they describe are not.
