Business First Bancshares vs Univest Financial
Business First Bancshares and Univest Financial are similar in size: $325m and $328m of revenue in their latest fiscal years. Business First Bancshares grew faster (19.6% against 9.6%). Univest Financial kept more of each dollar of sales as profit: a net margin of 27.7% against 27.1%.
| Latest fiscal year | Business First BancsharesBFST, 2025 | Univest FinancialUVSP, 2025 |
|---|---|---|
| Revenue | $325m | $328m |
| Revenue growth | 19.6% | 9.6% |
| Net income | $87.9m | $90.8m |
| Operating margin | — | — |
| Net margin | 27.1% | 27.7% |
| Return on equity | 10.4% | 9.9% |
| Free cash flow | $92.0m | $96.9m |
| Cash | $411m | $554m |
| Total debt | $0 | $24.4m |
| Debt to equity | — | — |
| Dividend per share | $0.57 | $0.87 |
| Dividend yield | 2.0% | 2.3% |
| Share buybacks | $3.7m | $34.6m |
| Employees | — | — |
| Market value | $951m | $1.14bn |
| Price vs our value range | — | — |
| Moat score | 57 (Moderate) | 72 (Strong) |
| Insider trades, 12 months | 3 buys, 30 sales | 3 buys, 11 sales |