Cathay General Bancorp vs Community Financial System
Cathay General Bancorp and Community Financial System are similar in size: $818m and $818m of revenue in their latest fiscal years. Cathay General Bancorp grew faster (12.1% against 9.6%). Cathay General Bancorp kept more of each dollar of sales as profit: a net margin of 38.5% against 25.7%.
| Latest fiscal year | Cathay General BancorpCATY, 2025 | Community Financial SystemCBU, 2025 |
|---|---|---|
| Revenue | $818m | $818m |
| Revenue growth | 12.1% | 9.6% |
| Net income | $315m | $210m |
| Operating margin | — | — |
| Net margin | 38.5% | 25.7% |
| Return on equity | 10.9% | 11.2% |
| Free cash flow | $364m | $233m |
| Cash | — | $302m |
| Total debt | $119m | $690m |
| Debt to equity | — | — |
| Dividend per share | $1.36 | $1.86 |
| Dividend yield | 2.2% | 2.9% |
| Share buybacks | $180m | $11.2m |
| Employees | 1,268 | 3,001 |
| Market value | $4.35bn | $3.39bn |
| Price vs our value range | — | — |
| Moat score | 92 (Strong) | 79 (Strong) |
| Insider trades, 12 months | 0 buys, 23 sales | 0 buys, 0 sales |