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Coastal Financial vs Bank Of N.t. Butterfield & Son

Coastal Financial and Bank Of N.t. Butterfield & Son are similar in size: $542m and $607m of revenue in their latest fiscal years. Bank Of N.t. Butterfield & Son grew faster (4.6% against -6.8%). Bank Of N.t. Butterfield & Son kept more of each dollar of sales as profit: a net margin of 38.2% against 8.7%.

Latest fiscal yearCoastal FinancialCCB, 2025Bank Of N.t. Butterfield & SonNTB, 2025
Revenue $542m $607m
Revenue growth -6.8% 4.6%
Net income $47.0m $232m
Operating margin — —
Net margin 8.7% 38.2%
Return on equity 10.1% 21.4%
Free cash flow $246m $280m
Cash $737m $1.71bn
Total debt $0 $0
Debt to equity — —
Dividend per share — —
Dividend yield — 3.5%
Share buybacks — $147m
Employees 483 —
Market value $656m $2.22bn
Price vs our value range — —
Moat score 40 (Weak) —
Insider trades, 12 months 4 buys, 24 sales 1 buys, 15 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.