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Catalyst Bancorp vs Texas Community Bancshares

Texas Community Bancshares is the larger business, with $16.4m of revenue in fiscal 2025 against $11.1m for Catalyst Bancorp (1.5 times as much). Catalyst Bancorp grew faster (95.4% against 54.0%). Catalyst Bancorp kept more of each dollar of sales as profit: a net margin of 18.4% against 17.3%.

Latest fiscal yearCatalyst BancorpCLST, 2025Texas Community BancsharesTCBS, 2025
Revenue $11.1m $16.4m
Revenue growth 95.4% 54.0%
Net income $2.1m $2.8m
Operating margin — —
Net margin 18.4% 17.3%
Return on equity 2.5% 5.4%
Free cash flow $3.1m $973,000
Cash $25.2m $6.5m
Total debt $15.0m $0
Debt to equity — —
Dividend per share — $0.20
Dividend yield — 1.4%
Share buybacks $2.6m $3.2m
Employees 49 61
Market value $70.1m $49.6m
Price vs our value range — —
Moat score — —
Insider trades, 12 months 0 buys, 0 sales 1 buys, 2 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.