Circle Internet Group vs Jack Henry & Associates
Circle Internet Group and Jack Henry & Associates are similar in size: $2.75bn and $2.54bn of revenue in their latest fiscal years. Circle Internet Group grew faster (63.9% against 7.1%). Jack Henry & Associates kept more of each dollar of sales as profit: a net margin of 19.8% against -2.5%.
| Latest fiscal year | Circle Internet GroupCRCL, 2025 | Jack Henry & AssociatesJKHY, 2026 |
|---|---|---|
| Revenue | $2.75bn | $2.54bn |
| Revenue growth | 63.9% | 7.1% |
| Net income | −$69.5m | $503m |
| Operating margin | -3.5% | — |
| Net margin | -2.5% | 19.8% |
| Return on equity | -3.6% | 24.0% |
| Free cash flow | $530m | $695m |
| Cash | $1.53bn | $12.1m |
| Total debt | $36.8m | $40.0m |
| Debt to equity | 1.1% | — |
| Dividend per share | — | $2.38 |
| Dividend yield | — | 1.5% |
| Share buybacks | $0 | $448m |
| Employees | 1,100 | 7,300 |
| Market value | $20.35bn | $11.48bn |
| Price vs our value range | — | Within our value range |
| Moat score | — | 85 (Strong) |
| Insider trades, 12 months | 0 buys, 257 sales | 2 buys, 2 sales |