Eagle Bancorp vs Heritage Financial
Eagle Bancorp is the larger business, with $299m of revenue in fiscal 2025 against $246m for Heritage Financial (1.2 times as much). Heritage Financial grew faster (13.5% against -3.1%). Heritage Financial kept more of each dollar of sales as profit: a net margin of 27.4% against -46.1%.
| Latest fiscal year | Eagle BancorpEGBN, 2025 | Heritage FinancialHFWA, 2025 |
|---|---|---|
| Revenue | $299m | $246m |
| Revenue growth | -3.1% | 13.5% |
| Net income | −$138m | $67.5m |
| Operating margin | — | — |
| Net margin | -46.1% | 27.4% |
| Return on equity | -11.7% | 7.6% |
| Free cash flow | $20.8m | $85.7m |
| Cash | $696m | $233m |
| Total debt | $76.4m | $20.0m |
| Debt to equity | — | — |
| Dividend per share | $0.51 | $0.96 |
| Dividend yield | 0.6% | 2.9% |
| Share buybacks | $0 | $5.5m |
| Employees | — | — |
| Market value | $1.03bn | $1.18bn |
| Price vs our value range | — | — |
| Moat score | 70 (Moderate) | 70 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 1 buys, 12 sales |