First Financial Bancorp vs First Interstate Bancsystem
First Interstate Bancsystem is the larger business, with $1.06bn of revenue in fiscal 2025 against $899m for First Financial Bancorp (1.2 times as much). First Financial Bancorp grew faster (7.6% against 5.9%). First Interstate Bancsystem kept more of each dollar of sales as profit: a net margin of 28.5% against 28.4%.
| Latest fiscal year | First Financial BancorpFFBC, 2025 | First Interstate BancsystemFIBK, 2025 |
|---|---|---|
| Revenue | $899m | $1.06bn |
| Revenue growth | 7.6% | 5.9% |
| Net income | $256m | $302m |
| Operating margin | — | — |
| Net margin | 28.4% | 28.5% |
| Return on equity | 9.8% | 8.9% |
| Free cash flow | $317m | — |
| Cash | $179m | $1.31bn |
| Total debt | $1.19bn | $146m |
| Debt to equity | — | — |
| Dividend per share | $0.98 | $1.88 |
| Dividend yield | 2.9% | 5.1% |
| Share buybacks | — | $122m |
| Employees | 2,199 | 3,376 |
| Market value | $3.44bn | $3.52bn |
| Price vs our value range | — | — |
| Moat score | 80 (Strong) | 60 (Moderate) |
| Insider trades, 12 months | 0 buys, 15 sales | 0 buys, 23 sales |