Finward Bancorp vs Ohio Valley Banc
Finward Bancorp and Ohio Valley Banc are similar in size: $66.0m and $66.7m of revenue in their latest fiscal years. Ohio Valley Banc grew faster (7.6% against -7.1%). Ohio Valley Banc kept more of each dollar of sales as profit: a net margin of 23.4% against 12.2%.
| Latest fiscal year | Finward BancorpFNWD, 2025 | Ohio Valley BancOVBC, 2025 |
|---|---|---|
| Revenue | $66.0m | $66.7m |
| Revenue growth | -7.1% | 7.6% |
| Net income | $8.1m | $15.6m |
| Operating margin | — | — |
| Net margin | 12.2% | 23.4% |
| Return on equity | 5.0% | 9.7% |
| Free cash flow | $9.0m | $17.0m |
| Cash | — | $45.9m |
| Total debt | — | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.36 | $0.91 |
| Dividend yield | 1.1% | 1.9% |
| Share buybacks | — | $0 |
| Employees | — | 269 |
| Market value | $190m | $231m |
| Price vs our value range | — | — |
| Moat score | 43 (Weak) | 58 (Moderate) |
| Insider trades, 12 months | 16 buys, 0 sales | 8 buys, 1 sales |