Paymentus Holdings vs Remitly Global
Remitly Global is the larger business, with $1.64bn of revenue in fiscal 2025 against $1.20bn for Paymentus Holdings (1.4 times as much). Paymentus Holdings grew faster (37.3% against 29.4%). Paymentus Holdings kept more of each dollar of sales as profit: a net margin of 5.6% against 4.2%. Paymentus Holdings carries less debt relative to equity (0.0% against 18.2%).
| Latest fiscal year | Paymentus HoldingsPAY, 2025 | Remitly GlobalRELY, 2025 |
|---|---|---|
| Revenue | $1.20bn | $1.64bn |
| Revenue growth | 37.3% | 29.4% |
| Net income | $66.9m | $67.9m |
| Operating margin | 6.3% | 4.7% |
| Net margin | 5.6% | 4.2% |
| Return on equity | 12.8% | 8.9% |
| Free cash flow | $162m | $296m |
| Cash | $321m | $542m |
| Total debt | $0 | $158m |
| Debt to equity | 0.0% | 18.2% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $23.9m |
| Employees | 1,340 | 3,200 |
| Market value | $4.15bn | $5.41bn |
| Price vs our value range | Below our value range | Within our value range |
| Moat score | 44 (Weak) | 30 (Weak) |
| Insider trades, 12 months | 0 buys, 13 sales | 0 buys, 72 sales |