American Financial Group vs First American Financial
American Financial Group and First American Financial are similar in size: $8.17bn and $7.45bn of revenue in their latest fiscal years. First American Financial grew faster (21.6% against -1.8%). American Financial Group kept more of each dollar of sales as profit: a net margin of 10.3% against 8.3%. First American Financial carries less debt relative to equity (28.1% against 38.3%).
| Latest fiscal year | American Financial GroupAFG, 2025 | First American FinancialFAF, 2025 |
|---|---|---|
| Revenue | $8.17bn | $7.45bn |
| Revenue growth | -1.8% | 21.6% |
| Net income | $842m | $622m |
| Operating margin | 13.1% | — |
| Net margin | 10.3% | 8.3% |
| Return on equity | 18.1% | 11.9% |
| Free cash flow | — | $763m |
| Cash | $1.73bn | $1.39bn |
| Total debt | $1.85bn | $1.55bn |
| Debt to equity | 38.3% | 28.1% |
| Dividend per share | $7.28 | $2.18 |
| Dividend yield | 4.5% | 2.5% |
| Share buybacks | $99.0m | $122m |
| Employees | 6,900 | 19,102 |
| Market value | $12.77bn | $6.64bn |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 67 (Moderate) |
| Insider trades, 12 months | 0 buys, 9 sales | 3 buys, 4 sales |