American Financial Group vs OLD Republic International
American Financial Group and OLD Republic International are similar in size: $8.17bn and $9.14bn of revenue in their latest fiscal years. OLD Republic International grew faster (11.0% against -1.8%). American Financial Group kept more of each dollar of sales as profit: a net margin of 10.3% against 10.2%. OLD Republic International carries less debt relative to equity (26.9% against 38.3%).
| Latest fiscal year | American Financial GroupAFG, 2025 | OLD Republic InternationalORI, 2025 |
|---|---|---|
| Revenue | $8.17bn | $9.14bn |
| Revenue growth | -1.8% | 11.0% |
| Net income | $842m | $935m |
| Operating margin | 13.1% | — |
| Net margin | 10.3% | 10.2% |
| Return on equity | 18.1% | 16.2% |
| Free cash flow | — | — |
| Cash | $1.73bn | $263m |
| Total debt | $1.85bn | $1.59bn |
| Debt to equity | 38.3% | 26.9% |
| Dividend per share | $7.28 | $3.66 |
| Dividend yield | 4.5% | — |
| Share buybacks | $99.0m | $124m |
| Employees | 6,900 | — |
| Market value | $12.77bn | $9.56bn |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 68 (Moderate) |
| Insider trades, 12 months | 0 buys, 9 sales | 5 buys, 8 sales |