Ally Financial vs Onemain Holdings
Ally Financial is the larger business, with $7.91bn of revenue in fiscal 2025 against $4.90bn for Onemain Holdings (1.6 times as much). Onemain Holdings grew faster (8.9% against -3.3%). Onemain Holdings kept more of each dollar of sales as profit: a net margin of 16.0% against 10.8%.
| Latest fiscal year | Ally FinancialALLY, 2025 | Onemain HoldingsOMF, 2025 |
|---|---|---|
| Revenue | $7.91bn | $4.90bn |
| Revenue growth | -3.3% | 8.9% |
| Net income | $852m | $783m |
| Operating margin | — | — |
| Net margin | 10.8% | 16.0% |
| Return on equity | 5.8% | 23.8% |
| Free cash flow | — | — |
| Cash | $10.03bn | $914m |
| Total debt | $21.77bn | $23.01bn |
| Debt to equity | 140.4% | — |
| Dividend per share | $1.20 | $4.17 |
| Dividend yield | 3.3% | 7.5% |
| Share buybacks | $59.0m | $141m |
| Employees | 10,700 | 9,300 |
| Market value | $11.46bn | $6.50bn |
| Price vs our value range | — | — |
| Moat score | 59 (Moderate) | 59 (Moderate) |
| Insider trades, 12 months | 2 buys, 4 sales | 0 buys, 12 sales |