Onemain Holdings vs Upbound Group
Onemain Holdings and Upbound Group are similar in size: $4.90bn and $4.70bn of revenue in their latest fiscal years. Onemain Holdings grew faster (8.9% against 8.7%). Onemain Holdings kept more of each dollar of sales as profit: a net margin of 16.0% against 1.6%.
| Latest fiscal year | Onemain HoldingsOMF, 2025 | Upbound GroupUPBD, 2025 |
|---|---|---|
| Revenue | $4.90bn | $4.70bn |
| Revenue growth | 8.9% | 8.7% |
| Net income | $783m | $73.2m |
| Operating margin | — | 4.8% |
| Net margin | 16.0% | 1.6% |
| Return on equity | 23.8% | 11.1% |
| Free cash flow | — | $239m |
| Cash | $914m | $121m |
| Total debt | $23.01bn | $1.14bn |
| Debt to equity | — | 163.4% |
| Dividend per share | $4.17 | $1.56 |
| Dividend yield | 7.5% | 6.8% |
| Share buybacks | $141m | $0 |
| Employees | 9,300 | — |
| Market value | $6.50bn | $1.31bn |
| Price vs our value range | — | Below our value range |
| Moat score | 59 (Moderate) | 42 (Weak) |
| Insider trades, 12 months | 0 buys, 12 sales | 8 buys, 1 sales |