Alerus Financial vs Shore Bancshares
Alerus Financial and Shore Bancshares are similar in size: $224m and $225m of revenue in their latest fiscal years. Shore Bancshares grew faster (11.6% against 1.1%). Shore Bancshares kept more of each dollar of sales as profit: a net margin of 26.4% against 7.8%.
| Latest fiscal year | Alerus FinancialALRS, 2025 | Shore BancsharesSHBI, 2025 |
|---|---|---|
| Revenue | $224m | $225m |
| Revenue growth | 1.1% | 11.6% |
| Net income | $17.4m | $59.5m |
| Operating margin | — | — |
| Net margin | 7.8% | 26.4% |
| Return on equity | 3.3% | 10.5% |
| Free cash flow | $58.8m | $59.2m |
| Cash | $67.2m | $356m |
| Total debt | $368m | $89.1m |
| Debt to equity | — | — |
| Dividend per share | $0.83 | $0.48 |
| Dividend yield | 2.4% | 2.3% |
| Share buybacks | $737,000 | — |
| Employees | 864 | 602 |
| Market value | $858m | $760m |
| Price vs our value range | — | — |
| Moat score | 44 (Weak) | 46 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 8 buys, 1 sales |