Shore Bancshares vs Westamerica Bancorporation
Shore Bancshares and Westamerica Bancorporation are similar in size: $225m and $258m of revenue in their latest fiscal years. Shore Bancshares grew faster (11.6% against -12.2%). Westamerica Bancorporation kept more of each dollar of sales as profit: a net margin of 45.0% against 26.4%.
| Latest fiscal year | Shore BancsharesSHBI, 2025 | Westamerica BancorporationWABC, 2025 |
|---|---|---|
| Revenue | $225m | $258m |
| Revenue growth | 11.6% | -12.2% |
| Net income | $59.5m | $116m |
| Operating margin | — | — |
| Net margin | 26.4% | 45.0% |
| Return on equity | 10.5% | 12.7% |
| Free cash flow | $59.2m | $120m |
| Cash | $356m | — |
| Total debt | $89.1m | $137m |
| Debt to equity | — | — |
| Dividend per share | $0.48 | $1.82 |
| Dividend yield | 2.3% | 3.2% |
| Share buybacks | — | $104m |
| Employees | 602 | 627 |
| Market value | $760m | $1.39bn |
| Price vs our value range | — | — |
| Moat score | 46 (Moderate) | 89 (Strong) |
| Insider trades, 12 months | 8 buys, 1 sales | 1 buys, 1 sales |