Amalgamated Financial vs First MID Bancshares
Amalgamated Financial and First MID Bancshares are similar in size: $329m and $349m of revenue in their latest fiscal years. First MID Bancshares grew faster (7.4% against 4.1%). Amalgamated Financial kept more of each dollar of sales as profit: a net margin of 31.8% against 26.3%.
| Latest fiscal year | Amalgamated FinancialAMAL, 2025 | First MID BancsharesFMBH, 2025 |
|---|---|---|
| Revenue | $329m | $349m |
| Revenue growth | 4.1% | 7.4% |
| Net income | $104m | $91.7m |
| Operating margin | — | — |
| Net margin | 31.8% | 26.3% |
| Return on equity | 13.9% | 10.2% |
| Free cash flow | $134m | $124m |
| Cash | $291m | — |
| Total debt | $0 | $357m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | 1.3% | 1.8% |
| Share buybacks | $32.3m | $724,000 |
| Employees | 450 | — |
| Market value | $1.49bn | $1.35bn |
| Price vs our value range | — | — |
| Moat score | 81 (Strong) | 61 (Moderate) |
| Insider trades, 12 months | 0 buys, 57 sales | 5 buys, 4 sales |