First MID Bancshares vs OLD Second Bancorp
First MID Bancshares and OLD Second Bancorp are similar in size: $349m and $339m of revenue in their latest fiscal years. OLD Second Bancorp grew faster (18.9% against 7.4%). First MID Bancshares kept more of each dollar of sales as profit: a net margin of 26.3% against 23.7%.
| Latest fiscal year | First MID BancsharesFMBH, 2025 | OLD Second BancorpOSBC, 2025 |
|---|---|---|
| Revenue | $349m | $339m |
| Revenue growth | 7.4% | 18.9% |
| Net income | $91.7m | $80.3m |
| Operating margin | — | — |
| Net margin | 26.3% | 23.7% |
| Return on equity | 10.2% | 10.2% |
| Free cash flow | $124m | $118m |
| Cash | — | $124m |
| Total debt | $357m | $339m |
| Debt to equity | — | — |
| Dividend per share | — | $0.25 |
| Dividend yield | 1.8% | 1.1% |
| Share buybacks | $724,000 | $7.4m |
| Employees | — | — |
| Market value | $1.37bn | $1.28bn |
| Price vs our value range | — | — |
| Moat score | 61 (Moderate) | 65 (Moderate) |
| Insider trades, 12 months | 5 buys, 4 sales | 1 buys, 20 sales |