Amerisafe vs Investors Title
Amerisafe is the larger business, with $317m of revenue in fiscal 2025 against $273m for Investors Title (1.2 times as much). Investors Title grew faster (5.6% against 2.7%). Amerisafe kept more of each dollar of sales as profit: a net margin of 14.9% against 12.9%. Amerisafe carries less debt relative to equity (0.0% against 0.0%).
| Latest fiscal year | AmerisafeAMSF, 2025 | Investors TitleITIC, 2025 |
|---|---|---|
| Revenue | $317m | $273m |
| Revenue growth | 2.7% | 5.6% |
| Net income | $47.1m | $35.2m |
| Operating margin | — | — |
| Net margin | 14.9% | 12.9% |
| Return on equity | 18.5% | 13.5% |
| Free cash flow | $8.9m | $25.4m |
| Cash | $61.9m | $20.8m |
| Total debt | $0 | $0 |
| Debt to equity | 0.0% | 0.0% |
| Dividend per share | — | $10.56 |
| Dividend yield | 16.5% | 3.9% |
| Share buybacks | — | $0 |
| Employees | — | 548 |
| Market value | $380m | $505m |
| Price vs our value range | — | — |
| Moat score | 82 (Strong) | 79 (Strong) |
| Insider trades, 12 months | 0 buys, 2 sales | 2 buys, 0 sales |