American Integrity Insurance Group vs Amerisafe
American Integrity Insurance Group and Amerisafe are similar in size: $276m and $317m of revenue in their latest fiscal years. American Integrity Insurance Group grew faster (35.3% against 2.7%). American Integrity Insurance Group kept more of each dollar of sales as profit: a net margin of 36.0% against 14.9%. Amerisafe carries less debt relative to equity (0.0% against 0.2%).
| Latest fiscal year | American Integrity Insurance GroupAII, 2025 | AmerisafeAMSF, 2025 |
|---|---|---|
| Revenue | $276m | $317m |
| Revenue growth | 35.3% | 2.7% |
| Net income | $99.6m | $47.1m |
| Operating margin | — | — |
| Net margin | 36.0% | 14.9% |
| Return on equity | 39.9% | 18.5% |
| Free cash flow | $133m | $8.9m |
| Cash | $204m | $61.9m |
| Total debt | $618,000 | $0 |
| Debt to equity | 0.2% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | 16.5% |
| Share buybacks | — | — |
| Employees | — | — |
| Market value | $575m | $380m |
| Price vs our value range | — | — |
| Moat score | — | 82 (Strong) |
| Insider trades, 12 months | 6 buys, 30 sales | 0 buys, 2 sales |