Beacon Financial vs First Busey
First Busey is the larger business, with $720m of revenue in fiscal 2025 against $553m for Beacon Financial (1.3 times as much). First Busey grew faster (55.7% against 38.2%). First Busey kept more of each dollar of sales as profit: a net margin of 18.8% against 16.3%.
| Latest fiscal year | Beacon FinancialBBT, 2025 | First BuseyBUSE, 2025 |
|---|---|---|
| Revenue | $553m | $720m |
| Revenue growth | 38.2% | 55.7% |
| Net income | $90.3m | $135m |
| Operating margin | — | — |
| Net margin | 16.3% | 18.8% |
| Return on equity | 4.9% | 7.0% |
| Free cash flow | $212m | $173m |
| Cash | $2.04bn | $280m |
| Total debt | $788m | $114m |
| Debt to equity | — | — |
| Dividend per share | — | $1.00 |
| Dividend yield | 3.5% | 4.4% |
| Share buybacks | — | $69.9m |
| Employees | 1,972 | — |
| Market value | $2.60bn | $2.41bn |
| Price vs our value range | — | — |
| Moat score | 47 (Moderate) | 58 (Moderate) |
| Insider trades, 12 months | 11 buys, 2 sales | 0 buys, 0 sales |