Byline Bancorp vs First Bancorp
Byline Bancorp and First Bancorp are similar in size: $446m and $390m of revenue in their latest fiscal years. First Bancorp grew faster (11.5% against 9.7%). Byline Bancorp kept more of each dollar of sales as profit: a net margin of 29.1% against 28.5%.
| Latest fiscal year | Byline BancorpBY, 2025 | First BancorpFBNC, 2025 |
|---|---|---|
| Revenue | $446m | $390m |
| Revenue growth | 9.7% | 11.5% |
| Net income | $130m | $111m |
| Operating margin | — | — |
| Net margin | 29.1% | 28.5% |
| Return on equity | 11.0% | 7.2% |
| Free cash flow | $136m | $199m |
| Cash | $149m | $310m |
| Total debt | $0 | $78.1m |
| Debt to equity | — | — |
| Dividend per share | $0.40 | $0.91 |
| Dividend yield | 1.1% | 1.4% |
| Share buybacks | $23.7m | $991,000 |
| Employees | 1,027 | — |
| Market value | $1.75bn | $2.67bn |
| Price vs our value range | — | — |
| Moat score | 62 (Moderate) | 67 (Moderate) |
| Insider trades, 12 months | 7 buys, 7 sales | 1 buys, 10 sales |