Byline Bancorp vs 1st Source
Byline Bancorp and 1st Source are similar in size: $446m and $434m of revenue in their latest fiscal years. 1st Source grew faster (12.1% against 9.7%). 1st Source kept more of each dollar of sales as profit: a net margin of 36.5% against 29.1%.
| Latest fiscal year | Byline BancorpBY, 2025 | 1st SourceSRCE, 2025 |
|---|---|---|
| Revenue | $446m | $434m |
| Revenue growth | 9.7% | 12.1% |
| Net income | $130m | $158m |
| Operating margin | — | — |
| Net margin | 29.1% | 36.5% |
| Return on equity | 11.0% | 13.3% |
| Free cash flow | $136m | $213m |
| Cash | $149m | $120m |
| Total debt | $0 | $239m |
| Debt to equity | — | — |
| Dividend per share | $0.40 | $1.52 |
| Dividend yield | 1.1% | 2.0% |
| Share buybacks | $23.7m | $13.9m |
| Employees | 1,027 | 1,190 |
| Market value | $1.75bn | $2.12bn |
| Price vs our value range | — | — |
| Moat score | 62 (Moderate) | 90 (Strong) |
| Insider trades, 12 months | 7 buys, 7 sales | 0 buys, 0 sales |