Cango vs Yiren Digital
Yiren Digital is the larger business, with $796m of revenue in fiscal 2025 against $688m for Cango (1.2 times as much). Cango grew faster (524.3% against -1.4%). Yiren Digital kept more of each dollar of sales as profit: a net margin of 1.0% against -90.4%.
| Latest fiscal year | CangoCANG, 2025 | Yiren DigitalYRD, 2025 |
|---|---|---|
| Revenue | $688m | $796m |
| Revenue growth | 524.3% | -1.4% |
| Net income | −$622m | $7.6m |
| Operating margin | -63.5% | — |
| Net margin | -90.4% | 1.0% |
| Return on equity | -130.8% | 0.6% |
| Free cash flow | −$119m | $94.3m |
| Cash | $41.2m | $479m |
| Total debt | $558m | $1.3m |
| Debt to equity | 140.4% | — |
| Dividend per share | — | — |
| Dividend yield | — | 105.4% |
| Share buybacks | $1.2m | $31,030 |
| Employees | — | — |
| Market value | $324m | $32.7m |
| Price vs our value range | — | — |
| Moat score | — | — |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |