Yiren Digital Ltd. income statement
In fiscal 2025, Yiren Digital Ltd. reported revenue of $796m, down 1.4% on the year before, operating income of −$827m (a -103.9% margin) and net income of $7.6m, or $0.09 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 32 | 209 | 488 | 1,708 | 1,704 | 1,248 | 574 | 694 | 511 | 692 | 807 | 796 |
| Research and development | — | — | — | — | — | — | — | 32 | 23 | 21 | 57 | 57 |
| Selling and marketing | 22 | 108 | 237 | 1,333 | 1,009 | 646 | 276 | 241 | 85 | 93 | 166 | 161 |
| General and administrative | 10 | 22 | 48 | 196 | 202 | 107 | 91 | 46 | 40 | 33 | 38 | 45 |
| Operating income | — | — | — | — | — | — | — | — | 241 | −325 | −578 | −827 |
| Interest expense | — | — | — | — | — | — | — | 5 | 4 | 2 | 0 | — |
| Net interest income | — | — | — | — | — | 11 | 9 | −11 | −4 | 11 | 15 | — |
| Provision for credit losses | — | — | — | — | 150 | 235 | 54 | 57 | 25 | 37 | 14 | 37 |
| Income before tax | −4 | 64 | 166 | 28 | 270 | 202 | −112 | 187 | 223 | 374 | 259 | −5 |
| Income tax | 0 | 20 | −2 | 56 | 29 | 35 | −12 | 26 | 45 | 80 | 39 | −14 |
| Net income | −4 | 44 | 168 | −28 | 239 | 167 | −100 | 160 | 178 | 294 | 220 | 8 |
| Diluted EPS | −$0.09 | $0.87 | $2.83 | −$0.31 | $2.57 | $1.79 | −$1.11 | $1.88 | $2.03 | $3.29 | $2.52 | $0.09 |
| Diluted shares (average) | 50m | 50m | 59m | 91m | 93m | 93m | 90m | 85m | 88m | 89m | 87m | 87m |
| EBITDA | — | — | — | — | — | — | — | — | 245 | −324 | −577 | −825 |
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