Colony Bankcorp vs CB Financial Services
CB Financial Services is the larger business, with $43.5m of revenue in fiscal 2025 against $30.0m for Colony Bankcorp (1.5 times as much). CB Financial Services grew faster (-15.5% against -74.0%). Colony Bankcorp kept more of each dollar of sales as profit: a net margin of 22.0% against 11.3%.
| Latest fiscal year | Colony BankcorpCBAN, 2025 | CB Financial ServicesCBFV, 2025 |
|---|---|---|
| Revenue | $30.0m | $43.5m |
| Revenue growth | -74.0% | -15.5% |
| Net income | $6.6m | $4.9m |
| Operating margin | — | — |
| Net margin | 22.0% | 11.3% |
| Return on equity | 2.0% | 3.2% |
| Free cash flow | −$6.9m | $17.2m |
| Cash | $258m | $31.7m |
| Total debt | $258m | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $1.02 |
| Dividend yield | 2.1% | 2.7% |
| Share buybacks | $2.4m | $6.8m |
| Employees | 537 | — |
| Market value | $430m | $205m |
| Price vs our value range | — | — |
| Moat score | 49 (Moderate) | 50 (Moderate) |
| Insider trades, 12 months | 20 buys, 0 sales | 1 buys, 19 sales |