Avidbank Holdings vs CB Financial Services
CB Financial Services is the larger business, with $43.5m of revenue in fiscal 2025 against $30.9m for Avidbank Holdings (1.4 times as much). CB Financial Services grew faster (-15.5% against -61.9%). CB Financial Services kept more of each dollar of sales as profit: a net margin of 11.3% against -63.2%.
| Latest fiscal year | Avidbank HoldingsAVBH, 2025 | CB Financial ServicesCBFV, 2025 |
|---|---|---|
| Revenue | $30.9m | $43.5m |
| Revenue growth | -61.9% | -15.5% |
| Net income | −$19.6m | $4.9m |
| Operating margin | — | — |
| Net margin | -63.2% | 11.3% |
| Return on equity | -8.4% | 3.2% |
| Free cash flow | $38.9m | $17.2m |
| Cash | $155m | $31.7m |
| Total debt | $60.0m | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $1.02 |
| Dividend yield | — | 2.7% |
| Share buybacks | — | $6.8m |
| Employees | 151 | — |
| Market value | $380m | $205m |
| Price vs our value range | — | — |
| Moat score | — | 50 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 1 buys, 19 sales |