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Chain Bridge Bancorp vs Citizens Community Bancorp

Chain Bridge Bancorp and Citizens Community Bancorp are similar in size: $55.0m and $62.3m of revenue in their latest fiscal years. Citizens Community Bancorp grew faster (10.2% against 3.8%). Chain Bridge Bancorp kept more of each dollar of sales as profit: a net margin of 36.8% against 23.1%.

Latest fiscal yearChain Bridge BancorpCBNA, 2025Citizens Community BancorpCZWI, 2025
Revenue $55.0m $62.3m
Revenue growth 3.8% 10.2%
Net income $20.2m $14.4m
Operating margin — —
Net margin 36.8% 23.1%
Return on equity 12.9% 7.9%
Free cash flow $11.5m $10.4m
Cash $587m $119m
Total debt $0 $51.8m
Debt to equity — —
Dividend per share — $0.36
Dividend yield — 0.9%
Share buybacks — $6.1m
Employees 92 217
Market value $332m $230m
Price vs our value range — —
Moat score — —
Insider trades, 12 months 6 buys, 1 sales 8 buys, 7 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.