Chain Bridge Bancorp Inc is a US-listed company in the regional banks industry. Its financial year ends in December.
What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.
Revenue for the twelve months to June 2026 was $65m, up 15.4% on a year earlier, faster than the 1.3% growth a quarter earlier. The diluted share count is up 9.0% on a year earlier, which dilutes existing holders.
Our model value for Chain Bridge Bancorp is under review, so past values are not shown until it is resolved.
Source: 10-Q filed August 11, 2026 on SEC EDGAR · Financials · Valuation
Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.
Chain Bridge Bancorp Inc's trailing-twelve-month revenue grew 15.4% year on year, with a free-cash-flow margin of 25.6%. Where it stands out: change in growth rate of +14.1pp ranks 10 of 244 regional banks companies we cover. Where it lags: change in share count of 9.0% ranks 192 of 230 regional banks companies we cover.
Current signal Free cash flow diverging from earnings: TTM free cash flow grew 2.0% while net income grew 24.3%: a 22pp divergence.
Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.
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Company announcements, filed results and changes that matter to shareholders.
No model value for Chain Bridge Bancorp Inc at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.
The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.
We value Chain Bridge Bancorp Inc as a bank or lender, with every model that fits that kind of business. Cost of equity 8.4%: the 10-year Treasury yield (4.9%) plus a beta of 0.77 times a 4.5% equity risk premium.
| Model | Value per share | In the combined value? |
|---|---|---|
| Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. | ~$87 ~$58–$130 | Primary model, counts double |
| Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. | ~$74 ~$62–$90 | Included |
| Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. | ~$48 ~$33–$63 | Included |
| Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. | ~$23 ~$29–$44 | Included |
| Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. | ~$41 ~$39–$49 | Included |
| Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. | — | Does not apply: This model is withheld pending its input or assumption review. |
| Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. | — | Combined value withheld. Review the individual models and their assumptions. |
Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Chain Bridge Bancorp Inc with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.
Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.
Next results: January 27, 2027, after the close. Analysts expect revenue of $17m and EPS of $1.02 (range $0.82 to $1.14) for the quarter.
| Fiscal year | EPS | Growth | Revenue | Growth |
|---|---|---|---|---|
| Current | $5.16 | +68% | $76m | +39% |
| Next | $4.24 | −18% | $72m | −6% |
Next year's EPS estimate has moved +10.3% in 90 days, across 3 analysts.
The consensus EPS forecast for the current fiscal year is +9.9% on 90 days ago. In the last 30 days, 1 analyst raised Chain Bridge Bancorp Inc's forecast and 0 cut it.
Average of analysts' published estimates (third-party data).
| Period | Current fiscal year | Next fiscal year |
|---|---|---|
| 90 days ago | $4.70 | $3.84 |
| 60 days ago | $5.12 | $4.07 |
| 30 days ago | $5.12 | $4.07 |
| 7 days ago | $5.12 | $4.07 |
| Now | $5.16 | $4.24 |
| Quarter to | Estimate | Actual | Surprise |
|---|---|---|---|
| Sept 2026 | $1.62 | $1.66 | +2.7% |
| Jun 2026 | $1.24 | $1.45 | +16.6% |
| Mar 2026 | $0.91 | $1.08 | +18.7% |
| Dec 2025 | $0.76 | $0.81 | +7.0% |
Adjusted EPS as companies report it, against the average analyst estimate.
Last 12 months +73.8%
| Part | Then | Now | Effect |
|---|---|---|---|
| Revenue (last 12 months) | $56m | $65m | +15.4% |
| Net margin | 37.9% | 40.9% | +7.7% |
| P/E multiple | 8.3x | 12.7x | +52.4% |
| Share count | 6m | 7m | −8.3% |
Biggest factor: p/e multiple.
| Calendar year | 2025 | 2026 to date |
|---|---|---|
| Return | ||
| CBNA | +38% | +49% |
| Industry peers (median) | +10% | +24% |
| S&P 500 | +18% | +11% |
| Months that ended higher | ||
| CBNA | 58% | 82% |
| S&P 500 | 75% | 46% |
| Largest fall from a high during the year | ||
| CBNA | −15% | −12% |
| S&P 500 | −19% | −9% |
Worst fall since October 4, 2024: 22% from December 12, 2024 to April 7, 2025. Getting back needed a 28% gain, reached on May 16, 2025, 39 days after the low.
| Results released | Next day | S&P 500 next day | 5 days | 21 days |
|---|---|---|---|---|
| October 28, 2026 | +0.1% | 0.0% | — | — |
| July 28, 2026 | −0.5% | −1.3% | +7.2% | +1.6% |
| April 28, 2026 | +5.6% | −0.5% | +4.0% | +4.2% |
| January 28, 2026 | +1.5% | −0.2% | +11.8% | +2.3% |
| October 28, 2025 | −0.9% | +0.3% | +0.9% | +5.7% |
| July 28, 2025 | 0.0% | −0.3% | +0.5% | +7.7% |
| April 28, 2025 | +1.7% | +0.7% | +5.3% | +11.5% |
| January 28, 2025 | −0.7% | +0.4% | +0.4% | +0.5% |
| October 29, 2024 | +4.9% | −0.1% | +7.8% | +14.4% |
Source: SEC EDGAR filings. Retrieved October 29, 2026.
| Period | Revenue (TTM) |
|---|---|
| FY24 Q2 | $41.2M |
| FY24 Q3 | $49.5M |
| FY24 Q4 | $53M |
| FY25 Q1 | $57.1M |
| FY25 Q2 | $56.5M |
| FY25 Q3 | $52.9M |
| FY25 Q4 | $55M |
| FY26 Q1 | $57.8M |
| FY26 Q2 | $65.2M |
Source: SEC EDGAR filings. Retrieved October 29, 2026.
| Period | Revenue growth, TTM YoY |
|---|---|
| FY25 Q2 | 37.2% |
| FY25 Q3 | 6.9% |
| FY25 Q4 | 3.8% |
| FY26 Q1 | 1.3% |
| FY26 Q2 | 15.4% |
Source: SEC EDGAR filings. Retrieved October 29, 2026.
| Period | FCF margin (TTM) |
|---|---|
| FY24 Q3 | 45.8% |
| FY24 Q4 | 40.7% |
| FY25 Q1 | 34.3% |
| FY25 Q2 | 29.0% |
| FY25 Q3 | 20.0% |
| FY25 Q4 | 20.9% |
| FY26 Q1 | 22.4% |
| FY26 Q2 | 25.6% |
| Fiscal year | 2023 Dec 2023 | 2024 Dec 2024 | 2025 Dec 2025 | LTM Jun 2026 |
|---|---|---|---|---|
| Income | ||||
| Revenue | 31 | 53 | 55 | 65 |
| Net income | 9 | 21 | 20 | 27 |
| Diluted EPS | $1.93 | $4.17 | $3.08 | $4.06 |
| Growth (year on year) | ||||
| Revenue | — | +70.7% | +3.8% | +15.4% |
| Net income | — | +137.2% | −3.4% | +24.3% |
| Diluted EPS | — | +116.1% | −26.1% | +14.0% |
| Margins | ||||
| Net margin | 28.5% | 39.6% | 36.8% | 40.9% |
| Free-cash-flow margin | 40.4% | 40.7% | 20.9% | 25.6% |
| Cash flow | ||||
| Cash from operations | 13 | 22 | 16 | 22 |
| Capital spending | 0 | 0 | 4 | 5 |
| Free cash flow | 13 | 22 | 11 | 17 |
| Balance sheet | ||||
| Cash | 317 | 411 | 587 | 822 |
| Total debt | 5 | 0 | 0 | 0 |
| Net debt (negative = net cash) | −312 | −411 | −587 | −822 |
| Diluted shares | 5m | 5m | 7m | 7m |
| Quarter | 2024 Q3 Sept 2024 | 2024 Q4 Dec 2024 | 2025 Q1 Mar 2025 | 2025 Q2 Jun 2025 | 2025 Q3 Sept 2025 | 2025 Q4 Dec 2025 | 2026 Q1 Mar 2026 | 2026 Q2 Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Income | ||||||||
| Revenue | 17 | 13 | 15 | 13 | 13 | 15 | 17 | 20 |
| Net income | 7 | 4 | 6 | 5 | 5 | 5 | 7 | 10 |
| Diluted EPS | $1.64 | $0.40 | $0.85 | $0.70 | $0.72 | $0.81 | $1.08 | $1.45 |
| Growth (year on year) | ||||||||
| Revenue | +99.0% | +38.2% | +39.3% | −4.4% | −21.5% | +16.8% | +19.4% | +58.4% |
| Net income | +163.3% | +12.9% | +43.1% | −21.0% | −37.2% | +42.9% | +26.1% | +107.5% |
| Diluted EPS | +164.5% | −44.4% | −1.2% | −44.9% | −56.1% | +102.5% | +27.1% | +107.1% |
| Margins | ||||||||
| Net margin | 44.8% | 29.7% | 38.6% | 36.3% | 35.8% | 36.4% | 40.7% | 47.6% |
| Free-cash-flow margin | 49.1% | 33.3% | 9.8% | 20.0% | 18.7% | 34.5% | 16.6% | 31.3% |
| Cash flow | ||||||||
| Cash from operations | 8 | 4 | 3 | 3 | 3 | 6 | 4 | 9 |
| Capital spending | 0 | 0 | 2 | 1 | 0 | 1 | 1 | 3 |
| Free cash flow | 8 | 4 | 1 | 3 | 2 | 5 | 3 | 6 |
| Last 12 months unless stated | CBNA | QNBC | CZWI | VABK | MNSB | FNWB | Median |
|---|---|---|---|---|---|---|---|
| Revenue, last 12 months | $65m | $66m | $64m | $64m | $67m | $68m | $255m |
| Revenue growth, last 12 months | 15.4% | 24.5% | 10.2% | 13.3% | −51.7% | 3.6% | 12.5% |
| Revenue growth, 3-year average | — | 10.8% | 0.1% | −1.4% | −8.7% | −5.1% | 6.0% |
| Revenue growth, latest quarter | 58.4% | 43.2% | −0.2% | 40.2% | −45.9% | −1.1% | 10.7% |
| Net margin | 40.9% | 20.3% | 19.9% | 39.0% | 25.7% | 2.2% | 28.7% |
| Cash from operations / revenue | 33.4% | 25.4% | 34.8% | 36.5% | 35.1% | 25.7% | 34.3% |
| Free-cash-flow margin | 25.6% | 23.0% | 30.1% | 35.6% | 34.4% | 24.0% | 31.4% |
| Free-cash-flow margin, 3-year average | — | 24.0% | 26.4% | 27.4% | 16.7% | 6.1% | 29.9% |
| Stock pay / revenue | — | 0.6% | 0.7% | 259.3% | 3.8% | 0.9% | 1.2% |
| Change in share count | 9.0% | 9.8% | −3.3% | 0.6% | −2.0% | 1.3% | 0.4% |
| Measure | Company | Peer median | Rank |
|---|---|---|---|
| Revenue growth Growth | 15.4% | 12.5% | 97 of 245 |
| Change in growth rate Growth | +14.1pp | +0.0pp | 10 of 244 |
| Net margin Profitability | 40.9% | 28.7% | 12 of 245 |
| Change in share count Balance sheet | 9.0% | 0.4% | 192 of 230 |
Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).
| Line of business | Revenue | YoY |
|---|---|---|
| Trust and Wealth Management Income | $1.3M | ▲ 48.4% |
| Account Service Charges Income | $1M | ▼ 26.6% |
These categories overlap or exclude eliminations, so shares aren't shown.
From Chain Bridge Bancorp Inc's 10-K filed March 20, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.
| Manager | Value | Shares | Share of 13F value | Shares QoQ |
|---|---|---|---|---|
| Hingham Institution For Savings | $14.1M | 334K | 15.3% | ▲ 8.3% |
| Royce & Associates LP | $13.4M | 318K | 14.6% | ▲ 14.0% |
| Fj Capital Management LLC | $12.4M | 294K | 13.5% | 0.0% |
| Gator Capital Management, LLC | $9.2M | 219K | 10.1% | ▲ 4.8% |
| Blackrock, Inc. | $5.6M | 133K | 6.1% | ▲ 11.4% |
| Vanguard Capital Management LLC | $5.2M | 125K | 5.7% | ▲ 1.3% |
| Endeavour Capital Advisors Inc | $3.5M | 83K | 3.8% | 0.0% |
| Beartown Capital Management, LLC | $3.2M | 76K | 3.5% | 0.0% |
| Geode Capital Management, LLC | $2.8M | 67K | 3.1% | ▲ 23.3% |
| Alliancebernstein L.P. | $2.6M | 74K | 2.8% | ▲ 12.6% |
| Rmr Wealth Builders | $1.6M | 39K | 1.8% | 0.0% |
| Northern Trust Corp | $1.5M | 35K | 1.6% | ▲ 10.1% |
From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Chain Bridge Bancorp Inc's complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.
| Insider | Date | Trade | Shares | Price | Value |
|---|---|---|---|---|---|
| Martinelli Mark Director | July 29, 2026 | Buy | 400 | $44.00 | $17,600 |
| Basha Leigh-Alexandra Director | March 6, 2026 | Buy | 400 | $35.04 | $14,016 |
| Pollock James R. Corporate Development Officer | March 5, 2026 | Buy | 714 | $35.25 | $25,168 |
| Thompson-Byas Benita Director | March 3, 2026 | Sell | 2,000 | $35.44 | $70,880 |
| Basha Leigh-Alexandra Director | November 18, 2025 | Buy | 400 | $30.48 | $12,192 |
| Basha Leigh-Alexandra Director | November 18, 2025 | Buy | 400 | $30.48 | $12,192 |
| Martinelli Mark Director | November 11, 2025 | Buy | 430 | $28.55 | $12,276 |
From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.
Next expected around January 27, 2027 estimated from the company's past filing pattern, not announced
| Data | Last updated | Source |
|---|---|---|
| Share price | Exchange closing prices | |
| Financial statements | SEC 10-K and 10-Q filings | |
| News and updates | Company releases and SEC 8-K filings | |
| Analyst estimates | Aggregated analyst estimates | |
| Valuation and scores | Our models, from the filed figures |
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