CF Bankshares vs Virginia National Bankshares
CF Bankshares and Virginia National Bankshares are similar in size: $61.0m and $57.6m of revenue in their latest fiscal years. CF Bankshares grew faster (17.6% against 6.7%). Virginia National Bankshares kept more of each dollar of sales as profit: a net margin of 33.4% against 28.8%.
| Latest fiscal year | CF BanksharesCFBK, 2025 | Virginia National BanksharesVABK, 2025 |
|---|---|---|
| Revenue | $61.0m | $57.6m |
| Revenue growth | 17.6% | 6.7% |
| Net income | $17.5m | $19.3m |
| Operating margin | — | — |
| Net margin | 28.8% | 33.4% |
| Return on equity | 9.9% | 11.2% |
| Free cash flow | $18.2m | $20.8m |
| Cash | $259m | — |
| Total debt | $0 | $20.0m |
| Debt to equity | — | — |
| Dividend per share | $0.30 | $1.41 |
| Dividend yield | 1.0% | 2.7% |
| Share buybacks | $1.3m | — |
| Employees | 98 | 140 |
| Market value | $224m | $282m |
| Price vs our value range | — | — |
| Moat score | 68 (Moderate) | 46 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |