CF Bankshares Inc. income statement
In fiscal 2025, CF Bankshares Inc. reported revenue of $61.0m, up 17.6% on the year before and net income of $17.5m, or $2.69 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10 | 10 | 7 | 6 | 7 | 10 | 11 | 12 | 14 | 21 | 33 | 88 | 54 | 52 | 52 | 52 | 61 | 63 |
| Interest expense | 6 | 4 | 3 | 3 | 2 | 2 | 3 | 3 | 4 | 7 | 13 | 15 | 10 | 19 | 61 | — | — | — |
| Net interest income | 8 | 8 | 6 | 5 | 5 | 9 | 10 | 11 | 14 | 18 | 22 | 28 | 42 | 49 | 48 | 47 | 55 | 56 |
| Non-interest income | 1 | 2 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 3 | 12 | 60 | 12 | 3 | 4 | 5 | 6 | 6 |
| Non-interest expense | 8 | 8 | 9 | 8 | 8 | 9 | 10 | 10 | 11 | 15 | 21 | 41 | 32 | 29 | 28 | 29 | 31 | 32 |
| Provision for credit losses | 10 | 8 | 3 | 1 | 0 | 0 | 0 | 0 | — | — | — | 11 | −2 | 1 | 2 | 7 | 8 | 8 |
| Income before tax | −8 | −7 | 5 | 4 | 1 | 0 | 1 | 2 | 3 | 5 | 12 | 36 | 23 | 23 | 21 | 16 | 22 | 23 |
| Income tax | 2 | 0 | — | — | — | — | −3 | 1 | 2 | 1 | 2 | 7 | 4 | 4 | 4 | 3 | 4 | 4 |
| Net income | −10 | −7 | −5 | −4 | −1 | 0 | 4 | 2 | 1 | 4 | 10 | 30 | 18 | 18 | 17 | 13 | 18 | 19 |
| Diluted EPS | −$0.31 | −$6.11 | −$4.90 | $0.77 | −$0.06 | $0.00 | $1.10 | $0.05 | $0.19 | $1.00 | $2.03 | $4.47 | $2.77 | $2.78 | $2.63 | $2.06 | $2.69 | $3.00 |
| Diluted shares (average) | — | 1,186m | 1m | 1m | 3m | 3m | 4m | 3m | 4m | 4m | 5m | 6m | 7m | 7m | 6m | 6m | 6m | 6m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 13 | 14 | 14 | 16 | 16 | 16 | 15 | 17 |
| Net interest income | 11 | 13 | 13 | 14 | 14 | 14 | 13 | 15 |
| Non-interest income | 2 | 1 | 1 | 2 | 2 | 1 | 1 | 2 |
| Non-interest expense | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 8 |
| Provision for credit losses | 1 | 1 | 1 | 1 | 5 | 1 | 1 | 1 |
| Income before tax | 5 | 5 | 6 | 6 | 3 | 7 | 6 | 7 |
| Income tax | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 |
| Net income | 4 | 4 | 4 | 5 | 2 | 6 | 5 | 6 |
| Diluted EPS | $0.65 | $0.68 | $0.68 | $0.77 | $0.36 | $0.88 | $0.77 | $0.90 |
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