CNO Financial Group vs Globe Life
Globe Life is the larger business, with $5.99bn of revenue in fiscal 2025 against $4.49bn for CNO Financial Group (1.3 times as much). Globe Life grew faster (3.7% against 0.9%). Globe Life kept more of each dollar of sales as profit: a net margin of 19.4% against 5.1%. Globe Life carries less debt relative to equity (43.9% against 51.2%).
| Latest fiscal year | CNO Financial GroupCNO, 2025 | Globe LifeGL, 2025 |
|---|---|---|
| Revenue | $4.49bn | $5.99bn |
| Revenue growth | 0.9% | 3.7% |
| Net income | $229m | $1.16bn |
| Operating margin | 12.3% | — |
| Net margin | 5.1% | 19.4% |
| Return on equity | 8.9% | 20.6% |
| Free cash flow | — | $1.25bn |
| Cash | $984m | $145m |
| Total debt | $1.35bn | $2.63bn |
| Debt to equity | 51.2% | 43.9% |
| Dividend per share | $0.67 | $1.08 |
| Dividend yield | 1.2% | 0.6% |
| Share buybacks | $331m | $881m |
| Employees | 3,300 | 3,695 |
| Market value | $5.36bn | $14.59bn |
| Price vs our value range | — | — |
| Moat score | 56 (Moderate) | 88 (Strong) |
| Insider trades, 12 months | 0 buys, 34 sales | 0 buys, 81 sales |