Columbia Banking System vs Southstate Bank
Southstate Bank is the larger business, with $2.68bn of revenue in fiscal 2025 against $2.30bn for Columbia Banking System (1.2 times as much). Southstate Bank grew faster (56.1% against 19.3%). Southstate Bank kept more of each dollar of sales as profit: a net margin of 29.8% against 23.9%.
| Latest fiscal year | Columbia Banking SystemCOLB, 2025 | Southstate BankSSB, 2025 |
|---|---|---|
| Revenue | $2.30bn | $2.68bn |
| Revenue growth | 19.3% | 56.1% |
| Net income | $550m | $799m |
| Operating margin | — | — |
| Net margin | 23.9% | 29.8% |
| Return on equity | 8.5% | 10.7% |
| Free cash flow | $746m | $231m |
| Cash | $2.38bn | $3.17bn |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.45 | $2.28 |
| Dividend yield | 4.5% | 2.3% |
| Share buybacks | $109m | $236m |
| Employees | 4,721 | 6,190 |
| Market value | $8.74bn | $10.28bn |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 56 (Moderate) |
| Insider trades, 12 months | 1 buys, 14 sales | 0 buys, 11 sales |