Southstate Bank vs Wintrust Financial
Southstate Bank and Wintrust Financial are similar in size: $2.68bn and $2.73bn of revenue in their latest fiscal years. Southstate Bank grew faster (56.1% against 11.2%). Wintrust Financial kept more of each dollar of sales as profit: a net margin of 30.2% against 29.8%.
| Latest fiscal year | Southstate BankSSB, 2025 | Wintrust FinancialWTFC, 2025 |
|---|---|---|
| Revenue | $2.68bn | $2.73bn |
| Revenue growth | 56.1% | 11.2% |
| Net income | $799m | $824m |
| Operating margin | — | — |
| Net margin | 29.8% | 30.2% |
| Return on equity | 10.7% | 12.1% |
| Free cash flow | $231m | $860m |
| Cash | $3.17bn | $468m |
| Total debt | $0 | $422m |
| Debt to equity | — | — |
| Dividend per share | $2.28 | $2.00 |
| Dividend yield | 2.3% | 1.7% |
| Share buybacks | $236m | — |
| Employees | 6,190 | 5,902 |
| Market value | $10.28bn | $10.45bn |
| Price vs our value range | — | — |
| Moat score | 56 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 0 buys, 11 sales | 0 buys, 14 sales |