FB Bancorp vs Sound Financial Bancorp
FB Bancorp is the larger business, with $52.1m of revenue in fiscal 2025 against $38.9m for Sound Financial Bancorp (1.3 times as much). Sound Financial Bancorp grew faster (9.1% against -21.6%). Sound Financial Bancorp kept more of each dollar of sales as profit: a net margin of 18.4% against 2.4%.
| Latest fiscal year | FB BancorpFBLA, 2025 | Sound Financial BancorpSFBC, 2025 |
|---|---|---|
| Revenue | $52.1m | $38.9m |
| Revenue growth | -21.6% | 9.1% |
| Net income | $1.3m | $7.2m |
| Operating margin | — | — |
| Net margin | 2.4% | 18.4% |
| Return on equity | 0.4% | 6.7% |
| Free cash flow | −$3.9m | $7.0m |
| Cash | $60.3m | $138m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $0.76 |
| Dividend yield | — | 1.8% |
| Share buybacks | $22.2m | $0 |
| Employees | 323 | 92 |
| Market value | $271m | $114m |
| Price vs our value range | — | — |
| Moat score | — | 62 (Moderate) |
| Insider trades, 12 months | 4 buys, 2 sales | 0 buys, 3 sales |