BV Financial vs Sound Financial Bancorp
BV Financial and Sound Financial Bancorp are similar in size: $39.6m and $38.9m of revenue in their latest fiscal years. Sound Financial Bancorp grew faster (9.1% against 5.1%). BV Financial kept more of each dollar of sales as profit: a net margin of 34.1% against 18.4%.
| Latest fiscal year | BV FinancialBVFL, 2025 | Sound Financial BancorpSFBC, 2025 |
|---|---|---|
| Revenue | $39.6m | $38.9m |
| Revenue growth | 5.1% | 9.1% |
| Net income | $13.5m | $7.2m |
| Operating margin | — | — |
| Net margin | 34.1% | 18.4% |
| Return on equity | 7.1% | 6.7% |
| Free cash flow | $18.8m | $7.0m |
| Cash | $55.7m | $138m |
| Total debt | $35.0m | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $0.76 |
| Dividend yield | — | 1.8% |
| Share buybacks | $30.0m | $0 |
| Employees | 99 | 92 |
| Market value | $186m | $114m |
| Price vs our value range | — | — |
| Moat score | — | 62 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 3 sales |