Fidelity D & D Bancorp vs OP Bancorp
Fidelity D & D Bancorp and OP Bancorp are similar in size: $93.2m and $94.7m of revenue in their latest fiscal years. OP Bancorp grew faster (15.4% against 15.3%). Fidelity D & D Bancorp kept more of each dollar of sales as profit: a net margin of 30.2% against 27.1%.
| Latest fiscal year | Fidelity D & D BancorpFDBC, 2025 | OP BancorpOPBK, 2025 |
|---|---|---|
| Revenue | $93.2m | $94.7m |
| Revenue growth | 15.3% | 15.4% |
| Net income | $28.2m | $25.6m |
| Operating margin | — | — |
| Net margin | 30.2% | 27.1% |
| Return on equity | 12.7% | 11.8% |
| Free cash flow | $24.8m | $23.4m |
| Cash | $148m | $167m |
| Total debt | $6.0m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.63 | $0.48 |
| Dividend yield | 2.5% | 3.3% |
| Share buybacks | — | $706,000 |
| Employees | — | 249 |
| Market value | $388m | $227m |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 80 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |