OP Bancorp income statement
In fiscal 2025, OP Bancorp reported revenue of $94.7m, up 15.4% on the year before and net income of $25.6m, or $1.72 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 37 | 45 | 50 | 56 | 56 | 77 | 95 | 83 | 82 | 95 | 99 |
| Interest expense | 3 | 5 | 9 | 15 | 8 | 3 | 11 | 53 | — | — | — |
| Net interest income | 28 | 36 | 41 | 44 | 45 | 61 | 77 | 69 | 66 | 78 | 82 |
| Non-interest income | 9 | 9 | 9 | 11 | 11 | 16 | 18 | 14 | 16 | 16 | 17 |
| Non-interest expense | 23 | 26 | 30 | 33 | 32 | 36 | 45 | 48 | 50 | 56 | 57 |
| Provision for credit losses | 2 | 1 | 1 | 1 | 6 | 1 | 3 | 2 | 3 | 4 | 2 |
| Income before tax | 12 | 17 | 19 | 22 | 18 | 41 | 47 | 33 | 29 | 35 | 40 |
| Income tax | 5 | 8 | 5 | 5 | 5 | 12 | 13 | 10 | 8 | 10 | 11 |
| Net income | 7 | 9 | 14 | 17 | 13 | 29 | 33 | 24 | 21 | 26 | 29 |
| Diluted EPS | $0.53 | $0.66 | $0.89 | $1.03 | $0.85 | $1.88 | $2.14 | $1.55 | $1.39 | $1.72 | $1.94 |
| Diluted shares (average) | 13m | 13m | 16m | 16m | 15m | 15m | 15m | 15m | 15m | 15m | 15m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 21 | 21 | 22 | 24 | 24 | 24 | 25 | 26 |
| Net interest income | 17 | 17 | 17 | 20 | 20 | 21 | 21 | 20 |
| Non-interest income | 4 | 4 | 5 | 4 | 4 | 3 | 4 | 6 |
| Non-interest expense | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 15 |
| Provision for credit losses | 0 | 2 | 1 | 1 | 1 | 0 | 0 | −0 |
| Income before tax | 8 | 7 | 8 | 8 | 10 | 10 | 10 | 11 |
| Income tax | 2 | 2 | 2 | 2 | 3 | 2 | 3 | 3 |
| Net income | 5 | 5 | 6 | 6 | 7 | 7 | 7 | 8 |
| Diluted EPS | $0.36 | $0.33 | $0.37 | $0.42 | $0.45 | $0.47 | $0.48 | $0.53 |
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