First Horizon vs Pinnacle Financial Partners
First Horizon is the larger business, with $3.42bn of revenue in fiscal 2025 against $2.05bn for Pinnacle Financial Partners (1.7 times as much). Pinnacle Financial Partners grew faster (18.3% against 7.2%). Pinnacle Financial Partners kept more of each dollar of sales as profit: a net margin of 31.2% against 28.7%.
| Latest fiscal year | First HorizonFHN, 2025 | Pinnacle Financial PartnersPNFP, 2025 |
|---|---|---|
| Revenue | $3.42bn | $2.05bn |
| Revenue growth | 7.2% | 18.3% |
| Net income | $982m | $642m |
| Operating margin | — | — |
| Net margin | 28.7% | 31.2% |
| Return on equity | 11.1% | 9.5% |
| Free cash flow | $595m | $679m |
| Cash | $1.59bn | $3.56bn |
| Total debt | $3.25bn | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.60 | — |
| Dividend yield | 2.8% | — |
| Share buybacks | $918m | — |
| Employees | 7,404 | — |
| Market value | $11.24bn | $15.58bn |
| Price vs our value range | — | — |
| Moat score | 73 (Strong) | — |
| Insider trades, 12 months | 0 buys, 21 sales | 5 buys, 4 sales |