Pinnacle Financial Partners vs Zions Bancorporation, National Association
Zions Bancorporation, National Association is the larger business, with $3.38bn of revenue in fiscal 2025 against $2.05bn for Pinnacle Financial Partners (1.6 times as much). Pinnacle Financial Partners grew faster (18.3% against 8.1%). Pinnacle Financial Partners kept more of each dollar of sales as profit: a net margin of 31.2% against 26.6%.
| Latest fiscal year | Pinnacle Financial PartnersPNFP, 2025 | Zions Bancorporation, National AssociationZION, 2025 |
|---|---|---|
| Revenue | $2.05bn | $3.38bn |
| Revenue growth | 18.3% | 8.1% |
| Net income | $642m | $899m |
| Operating margin | — | — |
| Net margin | 31.2% | 26.6% |
| Return on equity | 9.5% | 13.5% |
| Free cash flow | $679m | $952m |
| Cash | $3.56bn | $683m |
| Total debt | $0 | $4.58bn |
| Debt to equity | — | — |
| Dividend per share | — | $1.76 |
| Dividend yield | — | 2.8% |
| Share buybacks | — | $41.0m |
| Employees | — | 9,195 |
| Market value | $15.58bn | $9.62bn |
| Price vs our value range | — | — |
| Moat score | — | 78 (Strong) |
| Insider trades, 12 months | 5 buys, 4 sales | 1 buys, 21 sales |