Fiserv vs Global Payments
Fiserv is the larger business, with $21.19bn of revenue in fiscal 2025 against $7.71bn for Global Payments (2.8 times as much). Fiserv grew faster (3.6% against -0.4%). Global Payments kept more of each dollar of sales as profit: a net margin of 18.2% against 16.4%.
| Latest fiscal year | FiservFISV, 2025 | Global PaymentsGPN, 2025 |
|---|---|---|
| Revenue | $21.19bn | $7.71bn |
| Revenue growth | 3.6% | -0.4% |
| Net income | $3.48bn | $1.40bn |
| Operating margin | — | 22.8% |
| Net margin | 16.4% | 18.2% |
| Return on equity | 13.2% | 6.2% |
| Free cash flow | $4.30bn | $2.04bn |
| Cash | $798m | $8.34bn |
| Total debt | $29.00bn | $21.90bn |
| Debt to equity | — | 95.7% |
| Dividend per share | — | $1.00 |
| Dividend yield | — | 0.9% |
| Share buybacks | — | $1.19bn |
| Employees | 38,000 | — |
| Market value | $31.16bn | $26.13bn |
| Price vs our value range | Below our value range | Below our value range |
| Moat score | 67 (Moderate) | 61 (Moderate) |
| Insider trades, 12 months | 9 buys, 0 sales | 4 buys, 3 sales |