Fiserv vs Block
Fiserv and Block are similar in size: $21.19bn and $24.19bn of revenue in their latest fiscal years. Fiserv grew faster (3.6% against 0.3%). Fiserv kept more of each dollar of sales as profit: a net margin of 16.4% against 5.4%.
| Latest fiscal year | FiservFISV, 2025 | BlockXYZ, 2025 |
|---|---|---|
| Revenue | $21.19bn | $24.19bn |
| Revenue growth | 3.6% | 0.3% |
| Net income | $3.48bn | $1.31bn |
| Operating margin | — | — |
| Net margin | 16.4% | 5.4% |
| Return on equity | 13.2% | 6.0% |
| Free cash flow | $4.30bn | $2.42bn |
| Cash | $798m | $6.56bn |
| Total debt | $29.00bn | $7.35bn |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $2.33bn |
| Employees | 38,000 | 10,205 |
| Market value | $31.16bn | $46.33bn |
| Price vs our value range | Below our value range | Above our value range |
| Moat score | 67 (Moderate) | 47 (Moderate) |
| Insider trades, 12 months | 9 buys, 0 sales | 0 buys, 149 sales |