Finance Of America Companies vs TFS Financial
Finance Of America Companies is the larger business, with $497m of revenue in fiscal 2025 against $321m for TFS Financial (1.5 times as much). Finance Of America Companies grew faster (26.1% against 6.0%). TFS Financial kept more of each dollar of sales as profit: a net margin of 28.3% against 9.1%.
| Latest fiscal year | Finance Of America CompaniesFOA, 2025 | TFS FinancialTFSL, 2025 |
|---|---|---|
| Revenue | $497m | $321m |
| Revenue growth | 26.1% | 6.0% |
| Net income | $45.2m | $91.0m |
| Operating margin | — | — |
| Net margin | 9.1% | 28.3% |
| Return on equity | 12.7% | 4.8% |
| Free cash flow | −$430m | $71.0m |
| Cash | $89.5m | $429m |
| Total debt | $358m | $0 |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | 1.3% |
| Share buybacks | $40.1m | $4.0m |
| Employees | — | 958 |
| Market value | $182m | $4.61bn |
| Price vs our value range | — | — |
| Moat score | — | 60 (Moderate) |
| Insider trades, 12 months | 4 buys, 45 sales | 5 buys, 25 sales |