TFS Financial Corp income statement
In fiscal 2025, TFS Financial Corp reported revenue of $321m, up 6.0% on the year before and net income of $91.0m, or $0.32 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Sept 2009 | 2010Sept 2010 | 2011Sept 2011 | 2012Sept 2012 | 2013Sept 2013 | 2014Sept 2014 | 2015Sept 2015 | 2016Sept 2016 | 2017Sept 2017 | 2018Sept 2018 | 2019Sept 2019 | 2020Sept 2020 | 2021Sept 2021 | 2022Sept 2022 | 2023Sept 2023 | 2024Sept 2024 | 2025Sept 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 297 | 286 | 279 | 287 | 297 | 293 | 294 | 295 | 299 | 302 | 286 | 296 | 287 | 291 | 305 | 303 | 321 | 344 |
| Interest expense | 257 | 210 | 180 | 156 | 115 | 103 | 113 | 118 | 130 | 162 | 217 | 213 | 158 | 142 | 328 | — | — | — |
| Net interest income | 230 | 228 | 248 | 262 | 269 | 271 | 270 | 270 | 279 | 281 | 265 | 242 | 232 | 267 | 284 | 278 | 293 | 312 |
| Non-interest income | 67 | 59 | 31 | 24 | 28 | 22 | 24 | 25 | 20 | 22 | 20 | 53 | 55 | 24 | 21 | 25 | 29 | 32 |
| Non-interest expense | 162 | 162 | 168 | 171 | 178 | 175 | 188 | 181 | 182 | 192 | 194 | 192 | 196 | 198 | 213 | 204 | 204 | 218 |
| Provision for credit losses | 115 | 106 | 99 | 102 | 37 | 19 | −3 | −8 | −17 | −11 | −10 | 3 | −9 | 1 | −2 | −2 | 3 | −4 |
| Income before tax | 20 | 18 | 12 | 14 | 82 | 99 | 109 | 122 | 133 | 121 | 102 | 100 | 100 | 92 | 93 | 100 | 115 | 129 |
| Income tax | 6 | 7 | 3 | 2 | 26 | 33 | 37 | 42 | 44 | 36 | 22 | 17 | 19 | 17 | 18 | 21 | 24 | 27 |
| Net income | 14 | 11 | 9 | 11 | 56 | 66 | 73 | 81 | 89 | 85 | 80 | 83 | 81 | 75 | 75 | 80 | 91 | 102 |
| Diluted EPS | $0.05 | $0.04 | $0.03 | $0.04 | $0.18 | $0.22 | $0.25 | $0.28 | $0.32 | $0.30 | $0.28 | $0.29 | $0.29 | $0.26 | $0.26 | $0.28 | $0.32 | $0.36 |
| Diluted shares (average) | 302m | 300m | 301m | 302m | 303m | 301m | 292m | 284m | 279m | 277m | 277m | 278m | 279m | 279m | 279m | 279m | 280m | 280m |
| Quarter | 2024 Q4Sept 2024 | 2025 Q1Dec 2024 | 2025 Q2Mar 2025 | 2025 Q3Jun 2025 | 2025 Q4Sept 2025 | 2026 Q1Dec 2025 | 2026 Q2Mar 2026 | 2026 Q3Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 75 | 75 | 79 | 82 | 85 | 84 | 85 | 89 |
| Net interest income | 69 | 68 | 72 | 75 | 77 | 76 | 78 | 81 |
| Non-interest income | 6 | 7 | 7 | 7 | 8 | 8 | 7 | 8 |
| Non-interest expense | 51 | 48 | 51 | 53 | 52 | 56 | 55 | 54 |
| Provision for credit losses | 1 | −2 | 2 | 2 | 1 | −1 | 0 | −4 |
| Income before tax | 23 | 28 | 27 | 27 | 32 | 28 | 30 | 39 |
| Income tax | 5 | 6 | 6 | 6 | 6 | 6 | 7 | 8 |
| Net income | 18 | 22 | 21 | 22 | 26 | 22 | 23 | 31 |
| Diluted EPS | $0.06 | $0.08 | $0.07 | $0.08 | $0.09 | $0.08 | $0.08 | $0.11 |
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