Primis Financial vs Hometrust Bancshares
Primis Financial and Hometrust Bancshares are similar in size: $224m and $213m of revenue in their latest fiscal years. Primis Financial grew faster (51.9% against 5.0%). Hometrust Bancshares kept more of each dollar of sales as profit: a net margin of 30.2% against 27.5%.
| Latest fiscal year | Primis FinancialFRST, 2025 | Hometrust BancsharesHTB, 2025 |
|---|---|---|
| Revenue | $224m | $213m |
| Revenue growth | 51.9% | 5.0% |
| Net income | $61.4m | $64.4m |
| Operating margin | — | — |
| Net margin | 27.5% | 30.2% |
| Return on equity | 15.9% | 11.2% |
| Free cash flow | $9.0m | $45.3m |
| Cash | $144m | $325m |
| Total debt | $14.8m | $165m |
| Debt to equity | — | — |
| Dividend per share | $0.40 | $0.49 |
| Dividend yield | — | 1.1% |
| Share buybacks | $807,000 | $13.6m |
| Employees | 593 | 550 |
| Market value | $372m | $794m |
| Price vs our value range | — | — |
| Moat score | 43 (Weak) | 57 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 7 sales |