Primis Financial vs South Plains Financial
Primis Financial and South Plains Financial are similar in size: $224m and $212m of revenue in their latest fiscal years. Primis Financial grew faster (51.9% against 8.6%). South Plains Financial kept more of each dollar of sales as profit: a net margin of 27.6% against 27.5%.
| Latest fiscal year | Primis FinancialFRST, 2025 | South Plains FinancialSPFI, 2025 |
|---|---|---|
| Revenue | $224m | $212m |
| Revenue growth | 51.9% | 8.6% |
| Net income | $61.4m | $58.5m |
| Operating margin | — | — |
| Net margin | 27.5% | 27.6% |
| Return on equity | 15.9% | 12.5% |
| Free cash flow | $9.0m | $71.8m |
| Cash | $144m | $552m |
| Total debt | $14.8m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.40 | $0.62 |
| Dividend yield | — | 1.3% |
| Share buybacks | $807,000 | $8.5m |
| Employees | 593 | 603 |
| Market value | $367m | $818m |
| Price vs our value range | — | — |
| Moat score | 43 (Weak) | 78 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |