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Guidewire Software vs Procore Technologies

Guidewire Software and Procore Technologies are similar in size: $1.48bn and $1.32bn of revenue in their latest fiscal years. Guidewire Software grew faster (22.7% against 14.8%). Guidewire Software kept more of each dollar of sales as profit: a net margin of 9.4% against -7.6%. Procore Technologies carries less debt relative to equity (0.0% against 60.3%).

Latest fiscal yearGuidewire SoftwareGWRE, 2026Procore TechnologiesPCOR, 2025
Revenue $1.48bn $1.32bn
Revenue growth 22.7% 14.8%
Net income $139m −$101m
Operating margin 10.2% -9.4%
Net margin 9.4% -7.6%
Return on equity 10.5% -7.9%
Free cash flow $378m $282m
Cash $373m $481m
Total debt $720m $0
Debt to equity 60.3% 0.0%
Dividend per share — —
Dividend yield — —
Share buybacks $606m $129m
Employees 4,174 4,421
Market value $13.26bn $9.42bn
Price vs our value range Above our value range Above our value range
Moat score 44 (Weak) 56 (Moderate)
Insider trades, 12 months 0 buys, 94 sales 0 buys, 80 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.