Guidewire Software vs Klaviyo
Guidewire Software is the larger business, with $1.48bn of revenue in fiscal 2026 against $1.23bn for Klaviyo (1.2 times as much). Klaviyo grew faster (31.6% against 22.7%). Guidewire Software kept more of each dollar of sales as profit: a net margin of 9.4% against -2.6%. Klaviyo carries less debt relative to equity (0.0% against 60.3%).
| Latest fiscal year | Guidewire SoftwareGWRE, 2026 | KlaviyoKVYO, 2025 |
|---|---|---|
| Revenue | $1.48bn | $1.23bn |
| Revenue growth | 22.7% | 31.6% |
| Net income | $139m | −$31.8m |
| Operating margin | 10.2% | -5.5% |
| Net margin | 9.4% | -2.6% |
| Return on equity | 10.5% | -2.8% |
| Free cash flow | $378m | $209m |
| Cash | $373m | $1.06bn |
| Total debt | $720m | $0 |
| Debt to equity | 60.3% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $606m | — |
| Employees | 4,174 | 2,368 |
| Market value | $13.26bn | $6.37bn |
| Price vs our value range | Above our value range | — |
| Moat score | 44 (Weak) | — |
| Insider trades, 12 months | 0 buys, 94 sales | 1 buys, 87 sales |