First Internet Bancorp vs RBB Bancorp
First Internet Bancorp and RBB Bancorp are similar in size: $116m and $129m of revenue in their latest fiscal years. RBB Bancorp grew faster (12.6% against -13.5%). RBB Bancorp kept more of each dollar of sales as profit: a net margin of 24.7% against -30.2%.
| Latest fiscal year | First Internet BancorpINBK, 2025 | RBB BancorpRBB, 2025 |
|---|---|---|
| Revenue | $116m | $129m |
| Revenue growth | -13.5% | 12.6% |
| Net income | −$35.2m | $31.9m |
| Operating margin | — | — |
| Net margin | -30.2% | 24.7% |
| Return on equity | -9.5% | 6.2% |
| Free cash flow | $2.2m | $42.6m |
| Cash | $457m | $212m |
| Total debt | $250m | $120m |
| Debt to equity | — | — |
| Dividend per share | $0.24 | $0.64 |
| Dividend yield | 0.9% | 2.5% |
| Share buybacks | $521,000 | $14.0m |
| Employees | 355 | 369 |
| Market value | $237m | $438m |
| Price vs our value range | — | — |
| Moat score | 49 (Moderate) | 85 (Strong) |
| Insider trades, 12 months | 2 buys, 0 sales | 0 buys, 6 sales |